AI Governance for Insurance
Deploy AI in underwriting, claims, and fraud detection with built-in compliance. Automated fairness testing, Solvency II documentation, and audit-ready evidence for insurance regulators.
~30%
Faster claims decisions
100%
Pricing audit coverage
<5min
Evidence pack generation
10yr
Retention-ready trails
*Stats represent anonymized 2025 pilot outcomes (n=4). Directional only.
Insurance Challenges
Insurance AI must prove fairness, transparency, and regulatory compliance.
Prove pricing fairness across protected classes
Demonstrate non-discrimination in underwriting and pricing with documented evidence.
Document model risk management
Maintain validation, monitoring, and governance records for underwriting and claims models.
Meet Solvency II and multi-state reporting
Provide evidence packs and regulatory reports for EU and US insurance regulators.
Handle claims automation with human oversight
Ensure high-risk decisions are reviewed and auditable.
KLA Digital Solution
Purpose-built AI governance for insurance accountability and trust.
Automated fairness testing
Monitor underwriting and pricing outcomes for bias and drift.
Evidence-ready claims automation
Capture decisions, model versions, and approvals for every claim.
Regulatory reporting at scale
Generate Solvency II and NAIC-aligned documentation.
Human-in-the-loop controls
Configurable approvals for high-risk or borderline cases.
Regulatory Coverage
Pre-configured compliance frameworks for insurance regulations.
Solvency II
EU insurance governance and model documentation
NAIC
US insurance AI and data governance guidance
EU AI Act
High-risk AI system obligations
GDPR
Automated decision transparency
State Regulations
State-level algorithmic accountability requirements
Use Cases
AI governance for high-stakes insurance decisions.
Underwriting
AI-assisted risk scoring with fairness monitoring and audit trails.
Claims Processing
Automated triage with review checkpoints and evidence packs.
Fraud Detection
Real-time anomaly detection with explainable alerts.
Customer Support
AI-assisted service routing with compliance controls.
Ready to deploy compliant AI in insurance?
Book a demo tailored to your regulatory requirements and underwriting workflows.