Built for credit, financial crime, and advisory workflows
Ship AI agentsregulators will trust.
KLA gives banks runtime governance infrastructure to deploy AI agents in weeks with audit trails, policy controls, and EU AI Act evidence built in. Give innovation teams speed, and risk committees proof.
Trusted by
The middle office for your AI agents.
In banking, the front office innovates and the back office records. The middle office manages risk, rules, and reality. KLA sits in the execution path to decide what agents can do, route high-risk actions for human approval, and export verifiable evidence for every audit.
AI Innovation Teams
KLA Digital - The Governance Layer
Governance & Compliance
You can build agents faster than you can approve them.
AI capability is no longer the bottleneck. Governance capacity is. Innovation teams have prototypes; risk teams need decision lineage, policy evidence, integrity verification, and proof logs were not tampered with.
Regulators are watching
The EU AI Act becomes enforceable in August 2026. Non-compliance means fines up to EUR 35M or 7% of global turnover. Banks deploying AI agents without governance infrastructure face existential regulatory risk.
Compliance can't keep pace
Innovation teams ship AI prototypes in weeks. Risk and compliance reviews take months. The result: AI pilots that never reach production, and competitive advantage that bleeds away in committee.
Auditors demand runtime proof
Static documentation will not satisfy modern auditors. They want to see what policy was applied to each AI decision, who approved it, and proof the logs are immutable, not PDFs written after the fact.
From policy to production-grade evidence.
KLA executes as runtime governance infrastructure, enforcing controls during agent operation and generating regulator-ready evidence by default.
Translate policy into enforceable checkpoints
Your 200-page credit policy PDF becomes a structured, machine-readable policy pack. Every rule becomes a runtime checkpoint that agents must pass before acting.
Agents run with least-privilege tool access
Every agent gets precisely the tool access its role requires. KLA enforces boundaries in real time, preventing unauthorized data access or actions that exceed the agent's mandate.
High-risk steps trigger human approval
When an agent crosses a configured risk threshold, execution pauses for the right human reviewer with full context, evidence, and recommendation.
Evidence Room export in one click
Every run produces a cryptographically verifiable evidence bundle: decision lineage, policy enforcement records, human oversight logs, and integrity manifests.
Go beyond chatbots. Deploy agents that do the heavy lifting.
Because KLA proves your governance posture, teams can ship autonomous workflows deeper in the banking value chain.
Credit Underwriting Agent
Shrink commercial loan approvals from two weeks to two hours. Ingest 500-page financials and produce explainable, bias-audited credit decisions.
KLA Unlock
Full decision lineage and anti-bias proof for every automated credit calculation. Regulator-ready evidence pack per decision.
Financial statements, credit models
KYC / AML Investigator
Cross-reference entities, screen adverse media, and clear onboarding backlogs in minutes, not days.
KLA Unlock
Maker/checker workflows with identity-bound approvals. Every investigation step documented with exact source citations.
Entity databases, sanctions lists
Fraud Detection Agent
Monitor transactions in real time. Detect anomalous patterns, flag suspicious activity, and generate explainable investigation packages.
KLA Unlock
Every detection decision logged with model inputs, rule triggers, and confidence scores for regulatory reporting.
Transaction streams, risk models
Wealth Advisory Copilot
Advisors handle 3x the book of business with hyper-personalized, compliant recommendations.
KLA Unlock
Runtime policy firewall blocks non-compliant or hallucinated financial advice. MiFID II suitability evidence is auto-generated.
Client portfolios, market data
Regulatory Reporting Agent
Auto-generate compliance reports across DORA, MiFID II, and EU AI Act requirements, reducing manual reporting cycles from weeks to hours.
KLA Unlock
Automated evidence collection and report assembly with cryptographic verification of every source data point.
Compliance data, regulatory templates
Internal Audit Agent
Continuous monitoring of AI performance, drift detection, and automated control checks replace periodic manual audits.
KLA Unlock
Tamper-proof logs, sampling reports, and near-miss alerts. Auditors get continuous evidence, not quarterly snapshots.
System telemetry, policy baselines
Every stakeholder gets what they need.
B2B financial services decisions involve multiple reviewers. KLA creates value for each group in the buying and approval process.
Every AI decision, provably governed
Runtime policy enforcement means no AI action executes without passing compliance checkpoints. Not monitoring after the fact, blocking before it happens.
Audit-ready evidence on demand
One-click Evidence Room exports with cryptographic integrity verification: decision lineage, policy enforcement proof, and tamper-evident logs.
Approve AI with confidence
KLA gives you controls and evidence to approve deployments knowing governance is built into infrastructure, not bolted on later.
What auditors actually ask for.
The Evidence Room produces a complete, cryptographically verifiable evidence bundle for every agent run.
What is in every Evidence Room export:
Technical Documentation
EU AI Act Annex IV - 42 pages
Evidence Manifest
SHA-256 hash - Integrity verified
Policy Enforcement Log
18 checkpoints passed - 2 escalated
Human Oversight Records
2 approvals - Identity-bound
Sampling & Monitoring Report
Drift analysis - Performance baseline
SHA-256: e3b0c44298fc1c...a495991b7852b855 · Integrity verified
Navigate every framework with confidence.
KLA maps runtime agent governance to specific obligations across financial-services regulations.
EU AI Act
High-risk AI system obligations including risk classification, conformity assessment, and post-market monitoring.
DORA
Digital operational resilience for ICT risk management, incident reporting, and third-party oversight.
MiFID II
Suitability assessments, best execution, and client protection for AI-assisted advisory and trading.
Basel III / IV
Model risk management, capital adequacy, and stress-testing requirements for AI-driven credit decisions.
GDPR
Data protection by design, automated decision transparency, and data subject rights support.
EBA / ECB Guidelines
Supervisory expectations for AI/ML model use in credit risk, fraud detection, and operational processes.
The governance control plane under the hood.
Each capability is designed for a single outcome: making AI agents provably safe to deploy in production financial workflows.
Policy-as-Code Checkpoints
Transform policy PDFs into version-controlled runtime rules. Agents cannot bypass checkpoints and every enforcement event is logged with exact rule version.
Human Gatekeepers
Pause execution for identity-bound, multi-signature approval on high-risk actions. Reviewers receive full context before allowing the step.
Tamper-Evident Audit Trail
Append-only audit records with cryptographic verification prove prompts, retrievals, decisions, and approvals were not edited retroactively.
Continuous Monitoring
Real-time drift detection, sampling reports, and near-miss alerts with configurable thresholds and escalation routing.
Evidence Room Exports
One-click audit bundles with technical docs, policy excerpts, sampling reports, human oversight records, and integrity manifests.
Win the internal meeting.
Give your internal sponsor assets they can paste into risk memos, attach to board decks, and use in steering-committee reviews.
Executive Summary
One-page overview of KLA runtime governance platform for banking. Ready for board and steering committee circulation.
Download PDFControls Mapping
Mapping across EU AI Act, DORA, MiFID II, Basel III, and GDPR obligations for compliance teams.
Download PDFCommittee Memo Template
Ready-to-customize memo template for approving an AI agent in production risk committee workflows.
Download TemplateSecurity Architecture
Technical whitepaper covering encryption, deployment models, data sovereignty, and integration architecture.
Download WhitepaperEvidence Room Sample
Complete sample evidence export from a credit-agent run showing what auditors and regulators receive.
Download SampleEU AI Act Timeline
Key milestones, enforcement dates, and banking-specific obligations through 2027 for planning teams.
Download GuideBuilt by people who have lived the problem.
Financial institutions need implementation partners that understand regulatory depth and operational constraints.
Financial services DNA
Founded by professionals with deep experience in regulated financial environments.
EU-headquartered, data sovereign
European data residency with governance frameworks aligned to EU supervisory and standards contexts.
Purpose-built for agent governance
Not retrofitted MLOps. Built for autonomous AI agent governance with runtime enforcement and immutable evidence.
Turn AI from a compliance risk into a regulated asset.
Stop blocking pilots because of compliance uncertainty. Win one high-stakes workflow in four weeks and leave with measurable speed gains plus a regulator-ready Evidence Pack.
In your 30-minute briefing, we will:
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